The median home in El Centro, California is valued at $375,817, up 7.8% year over year. Typical monthly rent is $1,425, producing a price-to-rent ratio of 22x — well above the national average of 18x. El Centro is part of the El Centro, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$375,817
+7.8%
Rent$1,425/mo
AFFORDABILITYRenting $848/mo cheaper ($1,425 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for El Centro.
$75,163 on $375,817
Out of reach — 36.4% of income
Need $97,414/yr to afford.
PITI$2,273
P/I36.4%
Afford$289K
Gap-$86K
P&I $1,900Tax $222Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full El Centro, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the El Centro, CA metro.
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