Median home value: $1080K (-3.5% YoY). Rent: $2,462/mo. Price-to-rent: 36.5x. Part of San Francisco-Oakland-Berkeley, CA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, San Francisco-Oakland-Berkeley, CA metro page.
Home Value$1,079,651
-3.5%
Rent$2,462/mo
AFFORDABILITYRenting $3,505/mo cheaper ($2,462 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for El Cerrito.
$215,930 on $1,079,651
Out of reach — 95.5% of income
Need $255,729/yr to afford.
PITI$5,967
P/I95.5%
Afford$317K
Gap-$763K
P&I $5,178Tax $639Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing