The median home in El Cerrito, California is valued at $1,079,651, down 3.5% year over year. Typical monthly rent is $2,462, producing a price-to-rent ratio of 36.5x — well above the national average of 18x. El Cerrito is part of the San Francisco-Oakland-Berkeley, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$1,079,651
-3.5%
Rent$2,462/mo
AFFORDABILITYRenting $3,786/mo cheaper ($2,462 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for El Cerrito.
$215,930 on $1,079,651
Out of reach — 100% of income
Need $267,771/yr to afford.
PITI$6,248
P/I100%
Afford$302K
Gap-$777K
P&I $5,459Tax $639Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in California
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Full San Francisco-Oakland-Berkeley, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Francisco-Oakland-Berkeley, CA metro.
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