The median home in Elk Grove, California is valued at $624,443, down 3.6% year over year. Typical monthly rent is $2,629, producing a price-to-rent ratio of 19.8x — near the national average of 18x. Elk Grove is part of the Sacramento-Roseville-Folsom, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Sacramento-Roseville-Folsom, CA stress score, crash risk, and 12-month forecast →

Home Value$624,443

-3.6%

Rent$2,629/mo

AFFORDABILITY

Enter your income for Elk Grove.

Income (annual)

Down Payment

$124,889 on $624,443

Out of reach — 58.8% of income

Need $157,586/yr to afford.

PITI$3,677

P/I58.8%

Afford$297K

Gap-$327K

P&I $3,158Tax $369Ins $150

Renting $1,048/mo cheaper ($2,629 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Elk Grove with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full Sacramento-Roseville-Folsom, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sacramento-Roseville-Folsom, CA metro.

View Sacramento-Roseville-Folsom, CA metro →

ELK GROVE, CA