The median home in Esparto, California is valued at $447,288, down 1.3% year over year. Esparto is part of the Sacramento-Roseville-Folsom, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$447,288

-1.3%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$89,458 on $447,288

Example: $75,000 household income. Change it above to see your own.

Out of reach42.8% of income

Need $114,686/yr to afford.

PITI$2,676

P/I42.8%

Afford$293K

Gap-$155K

P&I $2,262Tax $265Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Esparto with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full Sacramento-Roseville-Folsom, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sacramento-Roseville-Folsom, CA metro.

View Sacramento-Roseville-Folsom, CA metro

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Esparto, CA