The median home in Eureka, California is valued at $401,606, down 4.5% year over year. Typical monthly rent is $1,593, producing a price-to-rent ratio of 21x — well above the national average of 18x. Eureka is part of the Eureka-Arcata, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Eureka-Arcata, CA stress score, crash risk, and 12-month forecast →
Home Value$401,606
-4.5%
Rent$1,593/mo
AFFORDABILITYRenting $825/mo cheaper ($1,593 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Eureka.
$80,321 on $401,606
Out of reach — 38.7% of income
Need $103,629/yr to afford.
PITI$2,418
P/I38.7%
Afford$291K
Gap-$111K
P&I $2,031Tax $238Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in California
Compare Eureka with other housing markets across California.
Full Eureka-Arcata, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Eureka-Arcata, CA metro.
View Eureka-Arcata, CA metro →