The median home in Fair Oaks, California is valued at $597,412, down 1.9% year over year. Typical monthly rent is $2,019, producing a price-to-rent ratio of 24.7x — well above the national average of 18x. Fair Oaks is part of the Sacramento-Roseville-Folsom, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$597,412

-1.9%

Rent$2,019/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$119,482 on $597,412

Example: $75,000 household income. Change it above to see your own.

Out of reach56.4% of income

Need $151,029/yr to afford.

PITI$3,524

P/I56.4%

Afford$297K

Gap-$301K

P&I $3,021Tax $353Ins $150

Renting $1,505/mo cheaper ($2,019 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Fair Oaks with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full Sacramento-Roseville-Folsom, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sacramento-Roseville-Folsom, CA metro.

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Fair Oaks, CA