The median home in Fair Oaks, California is valued at $597,412, down 1.9% year over year. Typical monthly rent is $2,019, producing a price-to-rent ratio of 24.7x — well above the national average of 18x. Fair Oaks is part of the Sacramento-Roseville-Folsom, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Sacramento-Roseville-Folsom, CA stress score, crash risk, and 12-month forecast →

Home Value$597,412

-1.9%

Rent$2,019/mo

AFFORDABILITY

Enter your income for Fair Oaks.

Income (annual)

Down Payment

$119,482 on $597,412

Out of reach — 56.4% of income

Need $151,029/yr to afford.

PITI$3,524

P/I56.4%

Afford$297K

Gap-$301K

P&I $3,021Tax $353Ins $150

Renting $1,505/mo cheaper ($2,019 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Fair Oaks with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full Sacramento-Roseville-Folsom, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sacramento-Roseville-Folsom, CA metro.

View Sacramento-Roseville-Folsom, CA metro →

FAIR OAKS, CA