The median home in Ferndale, California is valued at $488,716, down 4.9% year over year. Ferndale is part of the Eureka-Arcata, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$488,716

-4.9%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$97,743 on $488,716

Example: $75,000 household income. Change it above to see your own.

Out of reach46.6% of income

Need $124,714/yr to afford.

PITI$2,910

P/I46.6%

Afford$294K

Gap-$195K

P&I $2,471Tax $289Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Ferndale with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full Eureka-Arcata, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Eureka-Arcata, CA metro.

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Ferndale, CA