The median home in Ferndale, California is valued at $488,716, down 4.9% year over year. Ferndale is part of the Eureka-Arcata, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Eureka-Arcata, CA stress score, crash risk, and 12-month forecast →

Home Value$488,716

-4.9%

AFFORDABILITY

Enter your income for Ferndale.

Income (annual)

Down Payment

$97,743 on $488,716

Out of reach — 46.6% of income

Need $124,714/yr to afford.

PITI$2,910

P/I46.6%

Afford$294K

Gap-$195K

P&I $2,471Tax $289Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Ferndale with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full Eureka-Arcata, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Eureka-Arcata, CA metro.

View Eureka-Arcata, CA metro →

FERNDALE, CA