The median home in Folsom, California is valued at $744,485, down 2.5% year over year. Typical monthly rent is $2,420, producing a price-to-rent ratio of 25.6x — well above the national average of 18x. Folsom is part of the Sacramento-Roseville-Folsom, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Sacramento-Roseville-Folsom, CA stress score, crash risk, and 12-month forecast →

Home Value$744,485

-2.5%

Rent$2,420/mo

AFFORDABILITY

Enter your income for Folsom.

Income (annual)

Down Payment

$148,897 on $744,485

Out of reach — 69.7% of income

Need $186,643/yr to afford.

PITI$4,355

P/I69.7%

Afford$299K

Gap-$445K

P&I $3,765Tax $440Ins $150

Renting $1,935/mo cheaper ($2,420 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Folsom with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full Sacramento-Roseville-Folsom, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sacramento-Roseville-Folsom, CA metro.

View Sacramento-Roseville-Folsom, CA metro →

FOLSOM, CA