The median home in Galt, California is valued at $525,838, down 2.5% year over year. Typical monthly rent is $2,322, producing a price-to-rent ratio of 18.9x — near the national average of 18x. Galt is part of the Sacramento-Roseville-Folsom, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Sacramento-Roseville-Folsom, CA stress score, crash risk, and 12-month forecast →

Home Value$525,838

-2.5%

Rent$2,322/mo

AFFORDABILITY

Enter your income for Galt.

Income (annual)

Down Payment

$105,168 on $525,838

Out of reach — 49.9% of income

Need $133,714/yr to afford.

PITI$3,120

P/I49.9%

Afford$295K

Gap-$231K

P&I $2,659Tax $311Ins $150

Renting $798/mo cheaper ($2,322 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Galt with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full Sacramento-Roseville-Folsom, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sacramento-Roseville-Folsom, CA metro.

View Sacramento-Roseville-Folsom, CA metro →

GALT, CA