Median home value: $1042K (-3.0% YoY). Rent: $3,222/mo. Price-to-rent: 26.9x. Part of San Jose-Sunnyvale-Santa Clara, CA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, San Jose-Sunnyvale-Santa Clara, CA metro page.
Home Value$1,041,564
-3.0%
Rent$3,222/mo
AFFORDABILITYRenting $2,540/mo cheaper ($3,222 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Gilroy.
$208,313 on $1,041,564
Out of reach — 92.2% of income
Need $246,943/yr to afford.
PITI$5,762
P/I92.2%
Afford$316K
Gap-$725K
P&I $4,996Tax $616Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing