The median home in Goleta, California is valued at $1,329,627, down 3.2% year over year. Typical monthly rent is $3,814, producing a price-to-rent ratio of 29.1x — well above the national average of 18x. Goleta is part of the Santa Maria-Santa Barbara, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Santa Maria-Santa Barbara, CA stress score, crash risk, and 12-month forecast →

Home Value$1,329,627

-3.2%

Rent$3,814/mo

AFFORDABILITY

Enter your income for Goleta.

Income (annual)

Down Payment

$265,925 on $1,329,627

Out of reach — 122.6% of income

Need $328,286/yr to afford.

PITI$7,660

P/I122.6%

Afford$304K

Gap-$1026K

P&I $6,723Tax $787Ins $150

Renting $3,846/mo cheaper ($3,814 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Goleta with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full Santa Maria-Santa Barbara, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Santa Maria-Santa Barbara, CA metro.

View Santa Maria-Santa Barbara, CA metro →

GOLETA, CA