The median home in Grand Terrace, California is valued at $573,800, down 4.1% year over year. Typical monthly rent is $2,112, producing a price-to-rent ratio of 22.6x — well above the national average of 18x. Grand Terrace is part of the Riverside-San Bernardino-Ontario, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Riverside-San Bernardino-Ontario, CA stress score, crash risk, and 12-month forecast →

Home Value$573,800

-4.1%

Rent$2,112/mo

AFFORDABILITY

Enter your income for Grand Terrace.

Income (annual)

Down Payment

$114,760 on $573,800

Out of reach — 54.3% of income

Need $145,329/yr to afford.

PITI$3,391

P/I54.3%

Afford$296K

Gap-$278K

P&I $2,901Tax $339Ins $150

Renting $1,279/mo cheaper ($2,112 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Grand Terrace with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full Riverside-San Bernardino-Ontario, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Riverside-San Bernardino-Ontario, CA metro.

View Riverside-San Bernardino-Ontario, CA metro →

GRAND TERRACE, CA