Median home value: $1105K (+1.6% YoY). Rent: $3,247/mo. Price-to-rent: 28.4x. Part of Sacramento-Roseville-Folsom, CA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Sacramento-Roseville-Folsom, CA metro page.
Home Value$1,105,187
+1.6%
Rent$3,247/mo
AFFORDABILITYRenting $2,858/mo cheaper ($3,247 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Granite Bay.
$221,037 on $1,105,187
Out of reach — 97.7% of income
Need $261,643/yr to afford.
PITI$6,105
P/I97.7%
Afford$317K
Gap-$788K
P&I $5,301Tax $654Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing