The median home in Grass Valley, California is valued at $496,932, down 1.4% year over year. Typical monthly rent is $2,062, producing a price-to-rent ratio of 20.1x — well above the national average of 18x. Grass Valley is part of the Truckee-Grass Valley, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$496,932
-1.4%
Rent$2,062/mo
AFFORDABILITYRenting $895/mo cheaper ($2,062 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Grass Valley.
$99,386 on $496,932
Out of reach — 47.3% of income
Need $126,729/yr to afford.
PITI$2,957
P/I47.3%
Afford$294K
Gap-$203K
P&I $2,513Tax $294Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Truckee-Grass Valley, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Truckee-Grass Valley, CA metro.
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