Median home value: $1489K (+0.9% YoY). Rent: $3,892/mo. Price-to-rent: 31.9x. Part of San Francisco-Oakland-Berkeley, CA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, San Francisco-Oakland-Berkeley, CA metro page.
Home Value$1,488,618
+0.9%
Rent$3,892/mo
AFFORDABILITYRenting $4,279/mo cheaper ($3,892 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Half Moon Bay.
$297,724 on $1,488,618
Out of reach — 130.7% of income
Need $350,186/yr to afford.
PITI$8,171
P/I130.7%
Afford$319K
Gap-$1170K
P&I $7,140Tax $881Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing