The median home in Hat Creek, California is valued at $332,970, down 2.7% year over year. Hat Creek is part of the Redding, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Redding, CA stress score, crash risk, and 12-month forecast →

Home Value$332,970

-2.7%

AFFORDABILITY

Enter your income for Hat Creek.

Income (annual)

Down Payment

$66,594 on $332,970

Stretch — 32.5% of income

Above 28% but manageable with cuts.

PITI$2,031

P/I32.5%

Afford$287K

Gap-$46K

P&I $1,684Tax $197Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Hat Creek with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full Redding, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Redding, CA metro.

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HAT CREEK, CA