The median home in Holtville, California is valued at $339,259, up 6.0% year over year. Holtville is part of the El Centro, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$339,259

+6.0%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$67,852 on $339,259

Example: $75,000 household income. Change it above to see your own.

Stretch33.1% of income

Above 28% but manageable with cuts.

PITI$2,066

P/I33.1%

Afford$287K

Gap-$52K

P&I $1,715Tax $201Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Holtville with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full El Centro, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the El Centro, CA metro.

View El Centro, CA metro

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Holtville, CA