The median home in Holtville, California is valued at $339,259, up 6.0% year over year. Holtville is part of the El Centro, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: El Centro, CA stress score, crash risk, and 12-month forecast →

Home Value$339,259

+6.0%

AFFORDABILITY

Enter your income for Holtville.

Income (annual)

Down Payment

$67,852 on $339,259

Stretch — 33.1% of income

Above 28% but manageable with cuts.

PITI$2,066

P/I33.1%

Afford$287K

Gap-$52K

P&I $1,715Tax $201Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Holtville with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full El Centro, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the El Centro, CA metro.

View El Centro, CA metro →

HOLTVILLE, CA