The median home in Imperial, California is valued at $429,188, up 7.5% year over year. Typical monthly rent is $2,100, producing a price-to-rent ratio of 17x — near the national average of 18x. Imperial is part of the El Centro, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$429,188

+7.5%

Rent$2,100/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$85,838 on $429,188

Example: $75,000 household income. Change it above to see your own.

Out of reach41.2% of income

Need $110,314/yr to afford.

PITI$2,574

P/I41.2%

Afford$292K

Gap-$137K

P&I $2,170Tax $254Ins $150

Renting $474/mo cheaper ($2,100 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Imperial with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full El Centro, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the El Centro, CA metro.

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Imperial, CA