The median home in Imperial, California is valued at $429,188, up 7.5% year over year. Typical monthly rent is $2,100, producing a price-to-rent ratio of 17x — near the national average of 18x. Imperial is part of the El Centro, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: El Centro, CA stress score, crash risk, and 12-month forecast →
Home Value$429,188
+7.5%
Rent$2,100/mo
AFFORDABILITYRenting $474/mo cheaper ($2,100 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Imperial.
$85,838 on $429,188
Out of reach — 41.2% of income
Need $110,314/yr to afford.
PITI$2,574
P/I41.2%
Afford$292K
Gap-$137K
P&I $2,170Tax $254Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in California
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Full El Centro, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the El Centro, CA metro.
View El Centro, CA metro →