The median home in Imperial Beach, California is valued at $823,482, down 0.7% year over year. Typical monthly rent is $2,721, producing a price-to-rent ratio of 25.2x — well above the national average of 18x. Imperial Beach is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$823,482

-0.7%

Rent$2,721/mo

Prices falling — better for buyers.

Affordability

Enter your income for Imperial Beach.

Income (annual)

Down Payment

$164,696 on $823,482

Example: $75,000 household income. Change it above to see your own.

Out of reach76.8% of income

Need $205,757/yr to afford.

PITI$4,801

P/I76.8%

Afford$300K

Gap-$523K

P&I $4,164Tax $487Ins $150

Renting $2,080/mo cheaper ($2,721 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Imperial Beach with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full San Diego-Chula Vista-Carlsbad, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Diego-Chula Vista-Carlsbad, CA metro.

View San Diego-Chula Vista-Carlsbad, CA metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Imperial Beach, CA