The median home in Imperial Beach, California is valued at $823,482, down 0.7% year over year. Typical monthly rent is $2,721, producing a price-to-rent ratio of 25.2x — well above the national average of 18x. Imperial Beach is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: San Diego-Chula Vista-Carlsbad, CA stress score, crash risk, and 12-month forecast →

Home Value$823,482

-0.7%

Rent$2,721/mo

AFFORDABILITY

Enter your income for Imperial Beach.

Income (annual)

Down Payment

$164,696 on $823,482

Out of reach — 76.8% of income

Need $205,757/yr to afford.

PITI$4,801

P/I76.8%

Afford$300K

Gap-$523K

P&I $4,164Tax $487Ins $150

Renting $2,080/mo cheaper ($2,721 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Imperial Beach with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full San Diego-Chula Vista-Carlsbad, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Diego-Chula Vista-Carlsbad, CA metro.

View San Diego-Chula Vista-Carlsbad, CA metro →

IMPERIAL BEACH, CA