The median home in Isla Vista, California is valued at $1,476,752, down 5.4% year over year. Typical monthly rent is $3,947, producing a price-to-rent ratio of 31.2x — well above the national average of 18x. Isla Vista is part of the Santa Maria-Santa Barbara, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,476,752

-5.4%

Rent$3,947/mo

Prices falling — better for buyers.

Affordability

Enter your income for Isla Vista.

Income (annual)

Down Payment

$295,350 on $1,476,752

Example: $75,000 household income. Change it above to see your own.

Out of reach135.9% of income

Need $363,900/yr to afford.

PITI$8,491

P/I135.9%

Afford$304K

Gap-$1.17M

P&I $7,467Tax $874Ins $150

Renting $4,544/mo cheaper ($3,947 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Isla Vista with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full Santa Maria-Santa Barbara, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Santa Maria-Santa Barbara, CA metro.

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Isla Vista, CA