Median home value: $1477K (-5.4% YoY). Rent: $3,947/mo. Price-to-rent: 31.2x. Part of Santa Maria-Santa Barbara, CA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Santa Maria-Santa Barbara, CA metro page.
Home Value$1,476,752
-5.4%
Rent$3,947/mo
AFFORDABILITYRenting $4,160/mo cheaper ($3,947 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Isla Vista.
$295,350 on $1,476,752
Out of reach — 129.7% of income
Need $347,443/yr to afford.
PITI$8,107
P/I129.7%
Afford$319K
Gap-$1158K
P&I $7,083Tax $874Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing