The median home in Isla Vista, California is valued at $1,476,752, down 5.4% year over year. Typical monthly rent is $3,947, producing a price-to-rent ratio of 31.2x — well above the national average of 18x. Isla Vista is part of the Santa Maria-Santa Barbara, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Santa Maria-Santa Barbara, CA stress score, crash risk, and 12-month forecast →

Home Value$1,476,752

-5.4%

Rent$3,947/mo

AFFORDABILITY

Enter your income for Isla Vista.

Income (annual)

Down Payment

$295,350 on $1,476,752

Out of reach — 135.9% of income

Need $363,900/yr to afford.

PITI$8,491

P/I135.9%

Afford$304K

Gap-$1172K

P&I $7,467Tax $874Ins $150

Renting $4,544/mo cheaper ($3,947 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Isla Vista with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full Santa Maria-Santa Barbara, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Santa Maria-Santa Barbara, CA metro.

View Santa Maria-Santa Barbara, CA metro →

ISLA VISTA, CA