The median home in La Mesa, California is valued at $861,136, down 2.5% year over year. Typical monthly rent is $2,569, producing a price-to-rent ratio of 27.9x — well above the national average of 18x. La Mesa is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$861,136
-2.5%
Rent$2,569/mo
AFFORDABILITYRenting $2,445/mo cheaper ($2,569 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for La Mesa.
$172,227 on $861,136
Out of reach — 80.2% of income
Need $214,886/yr to afford.
PITI$5,014
P/I80.2%
Afford$301K
Gap-$561K
P&I $4,354Tax $510Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in California
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Full San Diego-Chula Vista-Carlsbad, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Diego-Chula Vista-Carlsbad, CA metro.
View San Diego-Chula Vista-Carlsbad, CA metro →