The median home in Ladera Ranch, California is valued at $1,346,966, down 1.4% year over year. Typical monthly rent is $3,211, producing a price-to-rent ratio of 35x — well above the national average of 18x. Ladera Ranch is part of the Los Angeles-Long Beach-Anaheim, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

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Home Value$1,346,966

-1.4%

Rent$3,211/mo

AFFORDABILITY

Enter your income for Ladera Ranch.

Income (annual)

Down Payment

$269,393 on $1,346,966

Out of reach — 124.1% of income

Need $332,486/yr to afford.

PITI$7,758

P/I124.1%

Afford$304K

Gap-$1043K

P&I $6,811Tax $797Ins $150

Renting $4,547/mo cheaper ($3,211 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Ladera Ranch with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full Los Angeles-Long Beach-Anaheim, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Los Angeles-Long Beach-Anaheim, CA metro.

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LADERA RANCH, CA