The median home in Lafayette, California is valued at $1,822,283, down 1.0% year over year. Typical monthly rent is $3,132, producing a price-to-rent ratio of 48.5x — well above the national average of 18x. Lafayette is part of the San Francisco-Oakland-Berkeley, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: San Francisco-Oakland-Berkeley, CA stress score, crash risk, and 12-month forecast →
Home Value$1,822,283
-1.0%
Rent$3,132/mo
AFFORDABILITYRenting $7,311/mo cheaper ($3,132 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Lafayette.
$364,457 on $1,822,283
Out of reach — 167.1% of income
Need $447,557/yr to afford.
PITI$10,443
P/I167.1%
Afford$305K
Gap-$1517K
P&I $9,214Tax $1,078Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in California
Compare Lafayette with other housing markets across California.
Full San Francisco-Oakland-Berkeley, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Francisco-Oakland-Berkeley, CA metro.
View San Francisco-Oakland-Berkeley, CA metro →