The median home in Laguna Beach, California is valued at $2,862,062, up 0.9% year over year. Typical monthly rent is $4,492, producing a price-to-rent ratio of 53.1x — well above the national average of 18x. Laguna Beach is part of the Los Angeles-Long Beach-Anaheim, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Los Angeles-Long Beach-Anaheim, CA stress score, crash risk, and 12-month forecast →

Home Value$2,862,062

+0.9%

Rent$4,492/mo

AFFORDABILITY

Enter your income for Laguna Beach.

Income (annual)

Down Payment

$572,412 on $2,862,062

Out of reach — 261.1% of income

Need $699,257/yr to afford.

PITI$16,316

P/I261.1%

Afford$307K

Gap-$2555K

P&I $14,472Tax $1,693Ins $150

Renting $11,824/mo cheaper ($4,492 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Laguna Beach with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full Los Angeles-Long Beach-Anaheim, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Los Angeles-Long Beach-Anaheim, CA metro.

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LAGUNA BEACH, CA