The median home in Laguna Beach, California is valued at $2,862,062, up 0.9% year over year. Typical monthly rent is $4,492, producing a price-to-rent ratio of 53.1x — well above the national average of 18x. Laguna Beach is part of the Los Angeles-Long Beach-Anaheim, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$2,862,062

+0.9%

Rent$4,492/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Laguna Beach.

Income (annual)

Down Payment

$572,412 on $2,862,062

Example: $75,000 household income. Change it above to see your own.

Out of reach261.1% of income

Need $699,257/yr to afford.

PITI$16,316

P/I261.1%

Afford$307K

Gap-$2.56M

P&I $14,472Tax $1,693Ins $150

Renting $11,824/mo cheaper ($4,492 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Laguna Beach with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full Los Angeles-Long Beach-Anaheim, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Los Angeles-Long Beach-Anaheim, CA metro.

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Laguna Beach, CA