The median home in Lathrop, California is valued at $637,429, down 4.6% year over year. Typical monthly rent is $2,905, producing a price-to-rent ratio of 18.3x — near the national average of 18x. Lathrop is part of the Stockton, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$637,429
-4.6%
Rent$2,905/mo
AFFORDABILITYRenting $845/mo cheaper ($2,905 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Lathrop.
$127,486 on $637,429
Out of reach — 60% of income
Need $160,714/yr to afford.
PITI$3,750
P/I60%
Afford$297K
Gap-$340K
P&I $3,223Tax $377Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in California
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Full Stockton, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Stockton, CA metro.
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