The median home in Lincoln, California is valued at $626,515, down 1.8% year over year. Typical monthly rent is $2,902, producing a price-to-rent ratio of 18x — near the national average of 18x. Lincoln is part of the Sacramento-Roseville-Folsom, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Sacramento-Roseville-Folsom, CA stress score, crash risk, and 12-month forecast →

Home Value$626,515

-1.8%

Rent$2,902/mo

AFFORDABILITY

Enter your income for Lincoln.

Income (annual)

Down Payment

$125,303 on $626,515

Out of reach — 59% of income

Need $158,100/yr to afford.

PITI$3,689

P/I59%

Afford$297K

Gap-$329K

P&I $3,168Tax $371Ins $150

Renting $787/mo cheaper ($2,902 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Lincoln with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full Sacramento-Roseville-Folsom, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sacramento-Roseville-Folsom, CA metro.

View Sacramento-Roseville-Folsom, CA metro →

LINCOLN, CA