The median home in Live Oak, California is valued at $382,186, down 0.8% year over year. Live Oak is part of the Yuba City, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Yuba City, CA stress score, crash risk, and 12-month forecast →

Home Value$382,186

-0.8%

AFFORDABILITY

Enter your income for Live Oak.

Income (annual)

Down Payment

$76,437 on $382,186

Out of reach — 36.9% of income

Need $98,957/yr to afford.

PITI$2,309

P/I36.9%

Afford$290K

Gap-$93K

P&I $1,933Tax $226Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Live Oak with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full Yuba City, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Yuba City, CA metro.

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LIVE OAK, CA