The median home in Lodi, California is valued at $507,496, down 3.1% year over year. Typical monthly rent is $2,016, producing a price-to-rent ratio of 21x — well above the national average of 18x. Lodi is part of the Stockton, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$507,496

-3.1%

Rent$2,016/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$101,499 on $507,496

Example: $75,000 household income. Change it above to see your own.

Out of reach48.3% of income

Need $129,257/yr to afford.

PITI$3,016

P/I48.3%

Afford$294K

Gap-$213K

P&I $2,566Tax $300Ins $150

Renting $1,000/mo cheaper ($2,016 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Lodi with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full Stockton, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Stockton, CA metro.

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Lodi, CA