City

LODI, CA

Stockton, CA

Median home value: $507K (-3.1% YoY). Rent: $2,016/mo. Price-to-rent: 21.0x. Part of Stockton, CA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Stockton, CA metro page.

Home Value$507,496
-3.1%
Rent$2,016/mo
AFFORDABILITY

Enter your income for Lodi.

$101,499 on $507,496
Out of reach — 46.1% of income

Need $123,600/yr to afford.

PITI$2,884
P/I46.1%
Afford$308K
Gap-$200K
P&I $2,434Tax $300Ins $150
Renting $868/mo cheaper ($2,016 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing