The median home in Lodi, California is valued at $507,496, down 3.1% year over year. Typical monthly rent is $2,016, producing a price-to-rent ratio of 21x — well above the national average of 18x. Lodi is part of the Stockton, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Stockton, CA stress score, crash risk, and 12-month forecast →
Home Value$507,496
-3.1%
Rent$2,016/mo
AFFORDABILITYRenting $1,000/mo cheaper ($2,016 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Lodi.
$101,499 on $507,496
Out of reach — 48.3% of income
Need $129,257/yr to afford.
PITI$3,016
P/I48.3%
Afford$294K
Gap-$213K
P&I $2,566Tax $300Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in California
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Full Stockton, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Stockton, CA metro.
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