The median home in Los Osos, California is valued at $842,338, up 1.3% year over year. Typical monthly rent is $2,542, producing a price-to-rent ratio of 27.6x — well above the national average of 18x. Los Osos is part of the San Luis Obispo-Paso Robles, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$842,338

+1.3%

Rent$2,542/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Los Osos.

Income (annual)

Down Payment

$168,468 on $842,338

Example: $75,000 household income. Change it above to see your own.

Out of reach78.5% of income

Need $210,343/yr to afford.

PITI$4,908

P/I78.5%

Afford$300K

Gap-$542K

P&I $4,259Tax $498Ins $150

Renting $2,366/mo cheaper ($2,542 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Los Osos with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full San Luis Obispo-Paso Robles, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Luis Obispo-Paso Robles, CA metro.

View San Luis Obispo-Paso Robles, CA metro

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Los Osos, CA