The median home in Los Osos, California is valued at $842,338, up 1.3% year over year. Typical monthly rent is $2,542, producing a price-to-rent ratio of 27.6x — well above the national average of 18x. Los Osos is part of the San Luis Obispo-Paso Robles, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: San Luis Obispo-Paso Robles, CA stress score, crash risk, and 12-month forecast →
Home Value$842,338
+1.3%
Rent$2,542/mo
AFFORDABILITYRenting $2,366/mo cheaper ($2,542 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Los Osos.
$168,468 on $842,338
Out of reach — 78.5% of income
Need $210,343/yr to afford.
PITI$4,908
P/I78.5%
Afford$300K
Gap-$542K
P&I $4,259Tax $498Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in California
Compare Los Osos with other housing markets across California.
Full San Luis Obispo-Paso Robles, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Luis Obispo-Paso Robles, CA metro.
View San Luis Obispo-Paso Robles, CA metro →