City

LOS OSOS, CA

San Luis Obispo-Paso Robles, CA

Median home value: $842K (+1.3% YoY). Rent: $2,542/mo. Price-to-rent: 27.6x. Part of San Luis Obispo-Paso Robles, CA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, San Luis Obispo-Paso Robles, CA metro page.

Home Value$842,338
+1.3%
Rent$2,542/mo
AFFORDABILITY

Enter your income for Los Osos.

$168,468 on $842,338
Out of reach — 75% of income

Need $200,957/yr to afford.

PITI$4,689
P/I75%
Afford$314K
Gap-$528K
P&I $4,040Tax $498Ins $150
Renting $2,147/mo cheaper ($2,542 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Los Osos Housing Market | CrashWatch