The median home in Lucerne, California is valued at $238,788, down 6.4% year over year. Lucerne is part of the Clearlake, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Clearlake, CA stress score, crash risk, and 12-month forecast →

Home Value$238,788

-6.4%

AFFORDABILITY

Enter your income for Lucerne.

Income (annual)

Down Payment

$47,758 on $238,788

Affordable — 24% of income

Under the 28% guideline.

PITI$1,499

P/I24%

Afford$279K

Room+$40K

P&I $1,207Tax $141Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Lucerne with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full Clearlake, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Clearlake, CA metro.

View Clearlake, CA metro →

LUCERNE, CA