Median home value: $479K (-6.0% YoY). Rent: $1,490/mo. Price-to-rent: 26.8x. Part of Eureka-Arcata, CA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Eureka-Arcata, CA metro page.
Home Value$479,455
-6.0%
Rent$1,490/mo
AFFORDABILITYRenting $1,243/mo cheaper ($1,490 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for McKinleyville.
$95,891 on $479,455
Out of reach — 43.7% of income
Need $117,129/yr to afford.
PITI$2,733
P/I43.7%
Afford$307K
Gap-$172K
P&I $2,300Tax $284Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing