The median home in McKinleyville, California is valued at $479,455, down 6.0% year over year. Typical monthly rent is $1,490, producing a price-to-rent ratio of 26.8x — well above the national average of 18x. McKinleyville is part of the Eureka-Arcata, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$479,455
-6.0%
Rent$1,490/mo
AFFORDABILITYRenting $1,368/mo cheaper ($1,490 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for McKinleyville.
$95,891 on $479,455
Out of reach — 45.7% of income
Need $122,486/yr to afford.
PITI$2,858
P/I45.7%
Afford$294K
Gap-$186K
P&I $2,424Tax $284Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Eureka-Arcata, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Eureka-Arcata, CA metro.
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