The median home in McKinleyville, California is valued at $479,455, down 6.0% year over year. Typical monthly rent is $1,490, producing a price-to-rent ratio of 26.8x — well above the national average of 18x. McKinleyville is part of the Eureka-Arcata, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$479,455

-6.0%

Rent$1,490/mo

Prices falling — better for buyers.

Affordability

Enter your income for McKinleyville.

Income (annual)

Down Payment

$95,891 on $479,455

Example: $75,000 household income. Change it above to see your own.

Out of reach45.7% of income

Need $122,486/yr to afford.

PITI$2,858

P/I45.7%

Afford$294K

Gap-$186K

P&I $2,424Tax $284Ins $150

Renting $1,368/mo cheaper ($1,490 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare McKinleyville with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full Eureka-Arcata, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Eureka-Arcata, CA metro.

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McKinleyville, CA