The median home in Milpitas, California is valued at $1,437,673, down 3.3% year over year. Typical monthly rent is $3,321, producing a price-to-rent ratio of 36.1x — well above the national average of 18x. Milpitas is part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,437,673

-3.3%

Rent$3,321/mo

Prices falling — better for buyers.

Affordability

Enter your income for Milpitas.

Income (annual)

Down Payment

$287,535 on $1,437,673

Example: $75,000 household income. Change it above to see your own.

Out of reach132.3% of income

Need $354,429/yr to afford.

PITI$8,270

P/I132.3%

Afford$304K

Gap-$1.13M

P&I $7,270Tax $851Ins $150

Renting $4,949/mo cheaper ($3,321 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Milpitas with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full San Jose-Sunnyvale-Santa Clara, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Jose-Sunnyvale-Santa Clara, CA metro.

View San Jose-Sunnyvale-Santa Clara, CA metro

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Milpitas, CA