Median home value: $436K (-1.2% YoY). Rent: $2,057/mo. Price-to-rent: 17.7x. Part of Modesto, CA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Modesto, CA metro page.

Home Value$436,088

-1.2%

Rent$2,057/mo

AFFORDABILITY

Enter your income for Modesto.

Income (annual)

Down Payment

$87,218 on $436,088

Out of reach — 40% of income

Need $107,143/yr to afford.

PITI$2,500

P/I40%

Afford$305K

Gap-$131K

P&I $2,092Tax $258Ins $150

Renting $443/mo cheaper ($2,057 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.

MODESTO, CA