The median home in Montara, California is valued at $1,406,550, up 1.1% year over year. Montara is part of the San Francisco-Oakland-Berkeley, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: San Francisco-Oakland-Berkeley, CA stress score, crash risk, and 12-month forecast →
Home Value$1,406,550
+1.1%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Montara.
$281,310 on $1,406,550
Out of reach — 129.5% of income
Need $346,886/yr to afford.
PITI$8,094
P/I129.5%
Afford$304K
Gap-$1102K
P&I $7,112Tax $832Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in California
Compare Montara with other housing markets across California.
Full San Francisco-Oakland-Berkeley, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Francisco-Oakland-Berkeley, CA metro.
View San Francisco-Oakland-Berkeley, CA metro →