The median home in Montara, California is valued at $1,406,550, up 1.1% year over year. Montara is part of the San Francisco-Oakland-Berkeley, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,406,550

+1.1%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$281,310 on $1,406,550

Example: $75,000 household income. Change it above to see your own.

Out of reach129.5% of income

Need $346,886/yr to afford.

PITI$8,094

P/I129.5%

Afford$304K

Gap-$1.1M

P&I $7,112Tax $832Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Montara with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full San Francisco-Oakland-Berkeley, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Francisco-Oakland-Berkeley, CA metro.

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Montara, CA