City

MONTARA, CA

San Francisco-Oakland-Berkeley, CA

Median home value: $1407K (+1.1% YoY). Part of San Francisco-Oakland-Berkeley, CA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, San Francisco-Oakland-Berkeley, CA metro page.

Home Value$1,406,550
+1.1%
AFFORDABILITY

Enter your income for Montara.

$281,310 on $1,406,550
Out of reach — 123.7% of income

Need $331,243/yr to afford.

PITI$7,729
P/I123.7%
Afford$318K
Gap-$1088K
P&I $6,746Tax $832Ins $150
6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Montara Housing Market | CrashWatch