The median home in Monte Rio, California is valued at $499,237, down 6.2% year over year. Monte Rio is part of the Santa Rosa-Petaluma, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$499,237

-6.2%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$99,847 on $499,237

Example: $75,000 household income. Change it above to see your own.

Out of reach47.5% of income

Need $127,286/yr to afford.

PITI$2,970

P/I47.5%

Afford$294K

Gap-$205K

P&I $2,524Tax $295Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Monte Rio with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full Santa Rosa-Petaluma, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Santa Rosa-Petaluma, CA metro.

View Santa Rosa-Petaluma, CA metro

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Monte Rio, CA