Median home value: $1567K (-2.5% YoY). Rent: $3,750/mo. Price-to-rent: 34.8x. Part of San Francisco-Oakland-Berkeley, CA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, San Francisco-Oakland-Berkeley, CA metro page.
Home Value$1,566,623
-2.5%
Rent$3,750/mo
AFFORDABILITYRenting $4,841/mo cheaper ($3,750 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Moraga.
$313,325 on $1,566,623
Out of reach — 137.5% of income
Need $368,186/yr to afford.
PITI$8,591
P/I137.5%
Afford$319K
Gap-$1247K
P&I $7,514Tax $927Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing