The median home in Moraga, California is valued at $1,566,623, down 2.5% year over year. Typical monthly rent is $3,750, producing a price-to-rent ratio of 34.8x — well above the national average of 18x. Moraga is part of the San Francisco-Oakland-Berkeley, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: San Francisco-Oakland-Berkeley, CA stress score, crash risk, and 12-month forecast →

Home Value$1,566,623

-2.5%

Rent$3,750/mo

AFFORDABILITY

Enter your income for Moraga.

Income (annual)

Down Payment

$313,325 on $1,566,623

Out of reach — 144% of income

Need $385,671/yr to afford.

PITI$8,999

P/I144%

Afford$305K

Gap-$1262K

P&I $7,922Tax $927Ins $150

Renting $5,249/mo cheaper ($3,750 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Moraga with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full San Francisco-Oakland-Berkeley, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Francisco-Oakland-Berkeley, CA metro.

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MORAGA, CA