The median home in Morgan Hill, California is valued at $1,306,846, down 0.5% year over year. Typical monthly rent is $3,560, producing a price-to-rent ratio of 30.6x — well above the national average of 18x. Morgan Hill is part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,306,846

-0.5%

Rent$3,560/mo

Prices falling — better for buyers.

Affordability

Enter your income for Morgan Hill.

Income (annual)

Down Payment

$261,369 on $1,306,846

Example: $75,000 household income. Change it above to see your own.

Out of reach120.5% of income

Need $322,757/yr to afford.

PITI$7,531

P/I120.5%

Afford$304K

Gap-$1M

P&I $6,608Tax $773Ins $150

Renting $3,971/mo cheaper ($3,560 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Morgan Hill with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full San Jose-Sunnyvale-Santa Clara, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Jose-Sunnyvale-Santa Clara, CA metro.

View San Jose-Sunnyvale-Santa Clara, CA metro

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Morgan Hill, CA