Median home value: $927K (-2.0% YoY). Rent: $2,406/mo. Price-to-rent: 32.1x. Part of San Luis Obispo-Paso Robles, CA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, San Luis Obispo-Paso Robles, CA metro page.
Home Value$926,764
-2.0%
Rent$2,406/mo
AFFORDABILITYRenting $2,737/mo cheaper ($2,406 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Morro Bay.
$185,353 on $926,764
Out of reach — 82.3% of income
Need $220,414/yr to afford.
PITI$5,143
P/I82.3%
Afford$315K
Gap-$611K
P&I $4,445Tax $548Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing