City

MOUNTAIN RANCH, CA

Median home value: $334K (-7.4% YoY).

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.

Home Value$334,355
-7.4%
AFFORDABILITY

Enter your income for Mountain Ranch.

$66,871 on $334,355
Stretch — 31.2% of income

Above 28% but manageable with cuts.

PITI$1,952
P/I31.2%
Afford$300K
Gap-$35K
P&I $1,604Tax $198Ins $150
6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Mountain Ranch Housing Market | CrashWatch