The median home in Napa, California is valued at $857,530, down 4.0% year over year. Typical monthly rent is $2,773, producing a price-to-rent ratio of 25.8x — well above the national average of 18x. Napa is part of the Napa, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$857,530

-4.0%

Rent$2,773/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$171,506 on $857,530

Example: $75,000 household income. Change it above to see your own.

Out of reach79.9% of income

Need $214,029/yr to afford.

PITI$4,994

P/I79.9%

Afford$300K

Gap-$557K

P&I $4,336Tax $507Ins $150

Renting $2,221/mo cheaper ($2,773 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Napa with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full Napa, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Napa, CA metro.

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