The median home in Napa, California is valued at $857,530, down 4.0% year over year. Typical monthly rent is $2,773, producing a price-to-rent ratio of 25.8x — well above the national average of 18x. Napa is part of the Napa, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$857,530
-4.0%
Rent$2,773/mo
AFFORDABILITYRenting $2,221/mo cheaper ($2,773 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Napa.
$171,506 on $857,530
Out of reach — 79.9% of income
Need $214,029/yr to afford.
PITI$4,994
P/I79.9%
Afford$300K
Gap-$557K
P&I $4,336Tax $507Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Napa, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Napa, CA metro.
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