The median home in National City, California is valued at $670,660, down 0.7% year over year. Typical monthly rent is $2,461, producing a price-to-rent ratio of 22.7x — well above the national average of 18x. National City is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$670,660
-0.7%
Rent$2,461/mo
AFFORDABILITYRenting $1,477/mo cheaper ($2,461 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for National City.
$134,132 on $670,660
Out of reach — 63% of income
Need $168,771/yr to afford.
PITI$3,938
P/I63%
Afford$298K
Gap-$373K
P&I $3,391Tax $397Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in California
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Full San Diego-Chula Vista-Carlsbad, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Diego-Chula Vista-Carlsbad, CA metro.
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