The median home in Nipomo, California is valued at $912,628, up 3.6% year over year. Typical monthly rent is $2,762, producing a price-to-rent ratio of 27.5x — well above the national average of 18x. Nipomo is part of the San Luis Obispo-Paso Robles, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: San Luis Obispo-Paso Robles, CA stress score, crash risk, and 12-month forecast →

Home Value$912,628

+3.6%

Rent$2,762/mo

AFFORDABILITY

Enter your income for Nipomo.

Income (annual)

Down Payment

$182,526 on $912,628

Out of reach — 84.9% of income

Need $227,357/yr to afford.

PITI$5,305

P/I84.9%

Afford$301K

Gap-$612K

P&I $4,615Tax $540Ins $150

Renting $2,543/mo cheaper ($2,762 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Nipomo with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full San Luis Obispo-Paso Robles, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Luis Obispo-Paso Robles, CA metro.

View San Luis Obispo-Paso Robles, CA metro →

NIPOMO, CA