The median home in Nipomo, California is valued at $912,628, up 3.6% year over year. Typical monthly rent is $2,762, producing a price-to-rent ratio of 27.5x — well above the national average of 18x. Nipomo is part of the San Luis Obispo-Paso Robles, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$912,628

+3.6%

Rent$2,762/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$182,526 on $912,628

Example: $75,000 household income. Change it above to see your own.

Out of reach84.9% of income

Need $227,357/yr to afford.

PITI$5,305

P/I84.9%

Afford$301K

Gap-$612K

P&I $4,615Tax $540Ins $150

Renting $2,543/mo cheaper ($2,762 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Nipomo with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full San Luis Obispo-Paso Robles, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Luis Obispo-Paso Robles, CA metro.

View San Luis Obispo-Paso Robles, CA metro

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Nipomo, CA