City

NOVATO, CA

San Francisco-Oakland-Berkeley, CA

Median home value: $1024K (-2.2% YoY). Rent: $3,635/mo. Price-to-rent: 23.5x. Part of San Francisco-Oakland-Berkeley, CA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, San Francisco-Oakland-Berkeley, CA metro page.

Home Value$1,023,953
-2.2%
Rent$3,635/mo
AFFORDABILITY

Enter your income for Novato.

$204,791 on $1,023,953
Out of reach — 90.7% of income

Need $242,871/yr to afford.

PITI$5,667
P/I90.7%
Afford$316K
Gap-$708K
P&I $4,911Tax $606Ins $150
Renting $2,032/mo cheaper ($3,635 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Novato Housing Market | CrashWatch