Median home value: $545K (+0.9% YoY). Rent: $2,577/mo. Price-to-rent: 17.6x. Part of Modesto, CA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Modesto, CA metro page.
Home Value$544,728
+0.9%
Rent$2,577/mo
AFFORDABILITYRenting $508/mo cheaper ($2,577 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Oakdale.
$108,946 on $544,728
Out of reach — 49.4% of income
Need $132,214/yr to afford.
PITI$3,085
P/I49.4%
Afford$309K
Gap-$236K
P&I $2,613Tax $322Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing