The median home in Oakdale, California is valued at $544,728, up 0.9% year over year. Typical monthly rent is $2,577, producing a price-to-rent ratio of 17.6x — near the national average of 18x. Oakdale is part of the Modesto, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Modesto, CA stress score, crash risk, and 12-month forecast →
Home Value$544,728
+0.9%
Rent$2,577/mo
AFFORDABILITYRenting $650/mo cheaper ($2,577 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Oakdale.
$108,946 on $544,728
Out of reach — 51.6% of income
Need $138,300/yr to afford.
PITI$3,227
P/I51.6%
Afford$295K
Gap-$249K
P&I $2,754Tax $322Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in California
Compare Oakdale with other housing markets across California.
Full Modesto, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Modesto, CA metro.
View Modesto, CA metro →