Median home value: $649K (-4.5% YoY). Rent: $3,154/mo. Price-to-rent: 17.1x. Part of San Francisco-Oakland-Berkeley, CA.
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Basic Zillow data only. For stress scores, AI analysis, and trends, San Francisco-Oakland-Berkeley, CA metro page.
Home Value$649,027
-4.5%
Rent$3,154/mo
AFFORDABILITYRenting $493/mo cheaper ($3,154 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Oakley.
$129,805 on $649,027
Out of reach — 58.4% of income
Need $156,300/yr to afford.
PITI$3,647
P/I58.4%
Afford$311K
Gap-$338K
P&I $3,113Tax $384Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing