The median home in Oceano, California is valued at $664,737, up 1.8% year over year. Oceano is part of the San Luis Obispo-Paso Robles, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$664,737

+1.8%

Prices rising — worse for buyers.

Affordability

Enter your income for Oceano.

Income (annual)

Down Payment

$132,947 on $664,737

Example: $75,000 household income. Change it above to see your own.

Out of reach62.5% of income

Need $167,357/yr to afford.

PITI$3,905

P/I62.5%

Afford$298K

Gap-$367K

P&I $3,361Tax $393Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Oceano with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full San Luis Obispo-Paso Robles, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Luis Obispo-Paso Robles, CA metro.

View San Luis Obispo-Paso Robles, CA metro

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Oceano, CA