City

OCEANO, CA

San Luis Obispo-Paso Robles, CA

Median home value: $665K (+1.8% YoY). Part of San Luis Obispo-Paso Robles, CA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, San Luis Obispo-Paso Robles, CA metro page.

Home Value$664,737
+1.8%
AFFORDABILITY

Enter your income for Oceano.

$132,947 on $664,737
Out of reach — 59.7% of income

Need $159,943/yr to afford.

PITI$3,732
P/I59.7%
Afford$312K
Gap-$353K
P&I $3,188Tax $393Ins $150
6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Oceano Housing Market | CrashWatch