Median home value: $846K (-1.9% YoY). Rent: $2,887/mo. Price-to-rent: 24.4x. Part of San Diego-Chula Vista-Carlsbad, CA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, San Diego-Chula Vista-Carlsbad, CA metro page.
Home Value$845,762
-1.9%
Rent$2,887/mo
AFFORDABILITYRenting $1,820/mo cheaper ($2,887 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Oceanside.
$169,152 on $845,762
Out of reach — 75.3% of income
Need $201,729/yr to afford.
PITI$4,707
P/I75.3%
Afford$314K
Gap-$531K
P&I $4,057Tax $500Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing