The median home in Oceanside, California is valued at $845,762, down 1.9% year over year. Typical monthly rent is $2,887, producing a price-to-rent ratio of 24.4x — well above the national average of 18x. Oceanside is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$845,762

-1.9%

Rent$2,887/mo

Prices falling — better for buyers.

Affordability

Enter your income for Oceanside.

Income (annual)

Down Payment

$169,152 on $845,762

Example: $75,000 household income. Change it above to see your own.

Out of reach78.8% of income

Need $211,157/yr to afford.

PITI$4,927

P/I78.8%

Afford$300K

Gap-$545K

P&I $4,277Tax $500Ins $150

Renting $2,040/mo cheaper ($2,887 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Oceanside with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full San Diego-Chula Vista-Carlsbad, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Diego-Chula Vista-Carlsbad, CA metro.

View San Diego-Chula Vista-Carlsbad, CA metro

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Oceanside, CA