The median home in Ojai, California is valued at $1,104,503, down 0.6% year over year. Typical monthly rent is $3,629, producing a price-to-rent ratio of 25.4x — well above the national average of 18x. Ojai is part of the Oxnard-Thousand Oaks-Ventura, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Oxnard-Thousand Oaks-Ventura, CA stress score, crash risk, and 12-month forecast →

Home Value$1,104,503

-0.6%

Rent$3,629/mo

AFFORDABILITY

Enter your income for Ojai.

Income (annual)

Down Payment

$220,901 on $1,104,503

Out of reach — 102.2% of income

Need $273,771/yr to afford.

PITI$6,388

P/I102.2%

Afford$303K

Gap-$802K

P&I $5,585Tax $653Ins $150

Renting $2,759/mo cheaper ($3,629 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Ojai with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full Oxnard-Thousand Oaks-Ventura, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Oxnard-Thousand Oaks-Ventura, CA metro.

View Oxnard-Thousand Oaks-Ventura, CA metro →

OJAI, CA