Median home value: $1105K (-0.6% YoY). Rent: $3,629/mo. Price-to-rent: 25.4x. Part of Oxnard-Thousand Oaks-Ventura, CA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Oxnard-Thousand Oaks-Ventura, CA metro page.
Home Value$1,104,503
-0.6%
Rent$3,629/mo
AFFORDABILITYRenting $2,472/mo cheaper ($3,629 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Ojai.
$220,901 on $1,104,503
Out of reach — 97.6% of income
Need $261,471/yr to afford.
PITI$6,101
P/I97.6%
Afford$317K
Gap-$788K
P&I $5,298Tax $653Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing