The median home in Ontario, California is valued at $661,303, down 2.3% year over year. Typical monthly rent is $2,462, producing a price-to-rent ratio of 22.4x — well above the national average of 18x. Ontario is part of the Riverside-San Bernardino-Ontario, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Riverside-San Bernardino-Ontario, CA stress score, crash risk, and 12-month forecast →
Home Value$661,303
-2.3%
Rent$2,462/mo
AFFORDABILITYRenting $1,423/mo cheaper ($2,462 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Ontario.
$132,261 on $661,303
Out of reach — 62.2% of income
Need $166,500/yr to afford.
PITI$3,885
P/I62.2%
Afford$298K
Gap-$363K
P&I $3,344Tax $391Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in California
Compare Ontario with other housing markets across California.
Full Riverside-San Bernardino-Ontario, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Riverside-San Bernardino-Ontario, CA metro.
View Riverside-San Bernardino-Ontario, CA metro →