The median home in Oxnard, California is valued at $748,230, down 0.9% year over year. Typical monthly rent is $2,910, producing a price-to-rent ratio of 21.4x — well above the national average of 18x. Oxnard is part of the Oxnard-Thousand Oaks-Ventura, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Oxnard-Thousand Oaks-Ventura, CA stress score, crash risk, and 12-month forecast →

Home Value$748,230

-0.9%

Rent$2,910/mo

AFFORDABILITY

Enter your income for Oxnard.

Income (annual)

Down Payment

$149,646 on $748,230

Out of reach — 70% of income

Need $187,543/yr to afford.

PITI$4,376

P/I70%

Afford$299K

Gap-$449K

P&I $3,783Tax $443Ins $150

Renting $1,466/mo cheaper ($2,910 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Oxnard with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full Oxnard-Thousand Oaks-Ventura, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Oxnard-Thousand Oaks-Ventura, CA metro.

View Oxnard-Thousand Oaks-Ventura, CA metro →

OXNARD, CA